Diligent New Jersey Workers’ Compensation Attorneys Help Injured Employees Get Insurance Benefits

Toms River law firm safeguards the rights of those hurt on the job

You have devoted your skills and hard work to your job. If you suffer an injury or illness while working, you are entitled to receive workers’ compensation benefits. At Salzer & Salzer, LLC in Toms River, our attorneys have decades of experience helping injured workers in New Jersey get reimbursed for medical treatment, lost wages and other eligible expenses. Our attorneys represent clients in Ocean, Monmouth and Atlantic counties, as well as other New Jersey locations.

Benefits under workers’ compensation insurance

Workers’ compensation insurance provides the following benefits to employees who experience job-related injuries or illnesses:

  • Payment to cover medical treatment for the injury, including for doctor visits, hospitalization, prescription drugs and other care
  • Temporary disability benefits during rehabilitation at a rate of 70 percent of weekly wages, up to a limit set by the state
  • Permanent partial disability benefits at a rate that takes into account the body part that is permanently disabled
  • Permanent total disability benefits that are paid when a worker cannot work again or has lost two major body parts such as the hands, arms, legs or eyes
  • Death benefits that include funeral expenses and payment of 70 percent of the worker’s weekly wages divided among eligible dependents 

If you have been injured or lost a family member, we can counsel you about the benefits you may be eligible to receive based upon your circumstances and help you understand the claim process going forward.  

Filing a workers’ compensation claim

There are specific steps to take when you have been injured. You must report the injury to your employer and see a doctor. If it is a non-emergency, you will most likely have to visit a doctor selected by your employer. If it is an emergency, you can go anywhere for care and report to your employer later, as long as you do so within 90 days of your injury, but sooner is better. Once your employer has received the report of your injury, they should inform their workers’ compensation insurance provider about it. If they don’t, you may need to file the claim yourself. We can assist you with this process to help accelerate the insurer’s decision process.

Appealing a claim that has been denied

Once the insurance company receives the claim from your employer or directly from you, they will review the circumstances of the incident and either approve or deny your claim. If the insurer denies your claim, you can request an informal hearing with a workers’ compensation judge who will try to help you resolve the dispute over benefits. If that is not successful, you can petition for a formal hearing before a workers’ compensation judge. If the denial is upheld, you may be able to file an appeal with the Superior Court.

We will advise you on your options if your claim has been denied and advocate for you throughout the appeals process.

Contact our experienced workers’ compensation lawyers for a free consultation

With offices in Toms River, the firm of Salzer & Salzer, LLC assists New Jersey workers in getting workers’ compensation benefits and with initial filings and appeals of denied claims. We serve residents of Monmouth, Atlantic and Ocean counties. Reach out at 732-228-4701 or contact us online to schedule a free consultation.